New York is a no-fault state for auto accident claims. If you get in an accident, you can receive reimbursement for the cost of injuries regardless of who caused the collision. Before paying out of pocket for medical bills, learn how no-fault laws impact your insurance claim.
Reviewing the Extent of Coverage
New York requires drivers to have no-fault coverage for personal injury protection. With this type of policy, you can request reimbursement for lost wages and medical costs resulting from the accident. You can also use these funds to cover the cost of travel to and from medical appointments, household help if you become disabled, and other reasonable expenses.